Zel AI

Advanced AI for collections and recovery

Instant intelligence at your service.

What is Zel AI?

AI powered support for every conversation

This powerful AI infrastructure combines large language model technology, contextual knowledge bases, and specialized functions for collections teams.

Core value proposition

AI optimized debt collection

Challenge
Challenge

Disconnected tools and inconsistent performance

Collection teams often struggle to find answers in hard to navigate documentation, leading to delays and inconsistent information. This slows down customer service, increases the risk of errors, and negatively influences the customer journey.

Solution
Solution

Integrated, intelligent, secure AI

Combining large language models, contextual knowledge bases, and agentic tools, Zel AI empowers collections with real time insights, personalized scripts, policy support, and secure processing.

Outcome
Outcome

Smarter operations, better experiences

Zel AI improves efficiency, reduces training time, and delivers more empathetic, consistent customer experiences. With enterprise grade security and a future ready architecture, Zel AI provides collections teams with the information they need fast.

Explore how we help our customers

Use cases

Discover key features

Advanced AI for collections and recovery

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Zel AI

Account summarization

A lack of immediate visibility into key customer details leads to longer call times, inconsistent service, and a steep learning curve for new team members.


Solution

Enables even new agents to operate like experienced professionals with immediate context

Testimonials

Proven results

Zel AI instantly finds the information the team needs, letting them resolve cases in minutes, not hours.

VP, Strategy, Analytics and Data Governance

Top 10 UK Bank

The team doesn't have to dig through piles of documents anymore. Everything is at their fingertips

Head of Consumer Strategy

Top 3 US Retailer

Zel’s AI speed and accuracy changed the way I work as a debt collection agent.

VP, Implementation and Success, Midwestern US

Regional Bank

I trust it to surface the most relevant details, so I can focus on helping customers faster.

Head of Collections

Top 5 Bank

Cuts my research time to almost zero, which makes every call more productive.

Head of Recovery, Central Europe

Top 3 European Bank

I handle more cases each day and deliver better results for my team.

VP of Recovery

Midwestern Bank

Zel’s AI document scanning is thorough, I don’t worry about missing important information.

VP, Strategy, Analytics and Data Governance

Top 10 UK Bank

Since Zel AI, my job feels less stressful. I'm able to help more people resolve their debts.

VP, Strategy, Analytics and Data Governance

Top 10 UK Bank

Zel AI is like having a super power quick, reliable, and always on point.

Fraud, Strategy and Prevention Director, US

Major Northeastern Bank

Our solutions

Find the perfect solution for your needs

Better decisioning everywhere
Transform complex data into smarter decisions across the credit lifecycle with a powerful, business-friendly decision engine.
All-in-one collections solution
Streamline your collections process with an industry-leading solution that automates workflows and maximizes productivity and improves collections.
Add-on
Cara AI
For Debt Manager
24/7 self-service collections
Empower customers to manage accounts anytime using our AI chatbot.

AI Powered operational excellence

Why choose Zel AI?

62
countries with active clients
$8 trillion+
managed worldwide
20
industries supported, more than any other provider
Zel AI transforms how collections and recovery teams operate by providing AI capabilities that are:
  • Integrated: Works natively within your existing systems rather than as a bolt on solution
  • Secure: Keeps all data and processing within your secure environment
  • Practical: Delivers immediate value through everyday use cases
  • Comprehensive: Covers the full spectrum of collection activities.
  • Future Ready: Designed to evolve with emerging AI capabilities
By implementing Zel AI, your organization can create more efficient, effective, and empathetic collection processes that benefit both your business outcomes and customer relationships.