How does Debt Manager integrate with our existing tech stack?

Debt Manager is designed for seamless integration with modern fintech technology ecosystems. The fintech debt collection platform provides comprehensive API libraries that enable real time data exchange with lending platforms, payment processors, customer communication systems, and core databases. Our RESTful API architecture supports both synchronous and asynchronous integration patterns, while webhook capabilities enable event-driven workflows. The debt collection system for fintech can be implemented alongside existing customer engagement platforms to maintain consistent experiences, and our implementation team has extensive experience working with the technology stacks common in fintech environments.

How quickly can we implement Debt Manager to satisfy regulatory requirements?

We understand that speed to market is critical for fintechs, especially when pursuing banking licenses. Our implementation approach for fintechs delivers a compliant fintech debt collections solution in as little as 60 days. We’ve developed a preconfigured "fintech package" that includes essential workflows, compliance frameworks, and reporting capabilities needed to satisfy regulatory requirements. This accelerated approach allows you to demonstrate a robust collections strategy during the licensing process without lengthy implementation timelines. As your organization grows, we can expand the implementation to incorporate more advanced capabilities while maintaining the core compliance framework.

Can your system support our "start small, scale fast" approach?

Yes, Debt Manager is specifically designed to align with the growth trajectory of fintech companies. Our cloud-based fintech debt collection platform offers flexible implementation options that allow you to start with core functionality and minimal initial investment, then scale seamlessly as your customer base expands. The system’s configuration flexibility allows quick adaptation as you enter new markets or launch new products. Data partitioning and processing optimization ensure performance remains consistent even as volumes increase. The platform’s licensing model is designed to accommodate growth, with options that align with your expansion trajectory rather than penalizing success.

Fintech

Industry leader in fintech debt collection

Name: Fintech
Brand: C&R Software
Rating: 5 (2 reviews)

Streamlined collections with integrated AI, machine learning and automation in one end-to-end fintech debt collection platform.

What challenges do we solve?

Accelerate everything with fintech debt collection solutions

We understand the unique position fintech companies hold. Balancing rapid growth and innovation with evolving customer expectations isn't easy. Legacy collection approaches often conflict with the digital first, customer centric principles that define successful fintech operations.

Challenge

Digital first customer expectations

Fintech customers expect seamless digital experiences throughout their journey, including collections. Our debt collection platform for fintech delivers digital communications that maintain the modern, frictionless experience customers demand, with self service options and personalized outreach.

Features that deliver

Cloud Native

Harness the power of cloud native technology for seamless deployment, scalability, and speed.

Our experience and know-how

Unstoppable innovation, unmatched success

Rapid growth is a challenge and an opportunity. When rising caseloads outpace the capacity of manual processes, inefficiencies and operational risk abound.

The flexibility and configurability of AI-native solutions supports data accuracy, streamlined workflows, and a high level of customer service without escalating costs.

Testimonials

Proven results

“It’s not just about having all systems on screen. It’s about orchestrating them with intention and purpose.”

Senior Manager

Canadian fintech

“We got up in weeks, and we're humming along.”

Chief Operating Officer

Leading southeast Asian fintech

Our solutions

Check out what else we offer

Better decisioning everywhere

Transform complex data into smarter decisions across the credit lifecycle with a powerful, business-friendly decision engine.

All-in-one collections solution

Streamline your collections process with an industry-leading solution that automates workflows and maximizes productivity and improves collections.

Add-on

Zel AI

For Debt Manager

Intelligent collections powered by AI

Optimize every customer interaction with AI-powered insights that increase efficiencies and drive better outcomes.

Agile, compliant, customer-centric

Debt collection for fintech

countries with active clients

$8 trillion+

managed worldwide

industries supported, more than any other provider

Fintech companies are redefining the financial landscape. As portfolios grow and regulations tighten, effective solutions and recovery becomes critical to profitability and customer trust. A modern, AI-powered solution empowers fintechs to scale rapidly, manage risk, and deliver customer-centric solutions at every stage of the credit lifecycle.

Comprehensive Product Suite for Fintech Debt Collection

Collections & Recovery: Our cloud-native debt collection system for fintech supports the full lifecycle from pre-delinquency to post-charge-off recovery, leveraging advanced analytics and AI to optimize outcomes.
Decisioning: Embedded decision management tools enable you to segment portfolios, personalize borrower journeys, and automate treatment strategies for maximum efficiency.
Analytics & Insights: Real time dashboards and analytic models provide actionable insights into portfolio performance, customer behavior, and recovery trends, supporting rapid iteration and growth.
Digital Communications: Engage customers through their preferred digital channels, SMS, email, app notifications, chatbots, and more, ensuring timely, relevant, and compliant outreach.
Compliance & Audit: Built-in rules, limits, and automated workflows ensure adherence to evolving fintech regulations, safeguarding your brand and reducing risk.
Configurability: 100% configurable workflows, APIs, and business rules help you adapt quickly to market opportunities.

Strategic Value for Fintech

Scalable Growth: Rapidly onboard new products and portfolios, adapting collections strategies as your business evolves.
Customer-Centricity: Humanized, digital-first engagement preserves customer relationships and supports financial rehabilitation, even in these challenging times.
Operational Efficiency: Unify collections and recovery on a single platform, automate manual processes, and empower teams to focus on innovation.
Risk Management: AI-native analytics and compliance controls mean you manage risk, reduce losses, and maintain regulatory alignment.

Why C&R Software for Fintech?

Over 40 years of global expertise in collections and recovery
Trusted by leading fintechs and digital lenders worldwide
Seamless integration with core banking, lending, and payment systems
Rapid, cloud-native deployment for fast time-to-value
Proven results in supporting fintech debt collection growth and compliance

countries with active clients

$8 trillion+

managed worldwide

industries supported, more than any other provider

Learn more

Industry leader in fintech debt collection

Accelerate everything with fintech debt collection solutions

Cloud Native

Real Time Analytics & Insights

Built for configuration, not customization

AI Native

End-to-end collections and recovery

Open Architecture

Evolving Systems

Reporting and Dashboarding

Compliance Assurance

Digital Communications

Unstoppable innovation, unmatched success

Proven results

Check out what else we offer

Debt collection for fintech

Frequently asked questions