Contact Us

SpringFour

Your partner in financial wellness.

Connect your customers with vetted financial health resources through Debt Manager’s financial health solution.

https://www.crsoftware.com/wp-content/uploads/2023/10/ipad-software.png
Why SpringFour?

Meet the first-of-its-kind financial health solution providing critical resources for consumers in hardship. Founded in 2005, SpringFour addresses the root causes of financial challenges by connecting organizations with over 25,000 curated resources nationwide. Easily integrate their referral financial wellness software with Debt Manager to help customers get back on their feet.

25,000+

vetted, local nonprofit and government resources

25+

categories of financial health resources

8.5 million+

resource referrals delivered to consumers in 2024

Make a measurable impact on ESG targets

Showcase your commitment to social impact. SpringFour’s financial health solution delivers Annual ESG Reports to clients with key social impact metrics such as:

  • Volume of financial health referrals delivered to consumers
  • Most requested types of financial needs
  • Consumer stories highlighting how these resources made an impact

Benefits

Easy to Implement

Seamlessly connect team members to SpringFour’s referral financial health solution. If you’re using Debt Manager, you already have everything you need right at your fingertips. Take advantage of fast deployment without having to build on your existing tech stack. Deployment is possible in 30 days or less with SpringFour, requiring little tech, IT, and marketing support to get started.

Vetted & Effective

All resources are independently sourced and manually verified by SpringFour’s Resource Integrity team. Categories are frequently added and reviewed to ensure consumers receive the best resources for their needs.

Increase Payment Rates

SpringFour connects consumers with the most effective financial health solution. Users see a 2-10x increase in repayment rates and a $1,000 reduction, on average, in annual net credit losses per customer. That equals millions in projected annualized credit loss savings.

Boost Customer Engagement

Empower consumers to take control of their financial health. High engagement rates demonstrate SpringFour’s resources provide exactly what consumers need to meet their financial wellness goals. The benefits are long-lasting, too, as consumers are twice as likely to engage in foreclosure prevention and payment programs after receiving SpringFour financial health solution referrals.

Empower Employees

Give teams access to the financial health tools they need to make a meaningful impact on. 100% of teams say they provide better customer service when they have access to SpringFour. 91% agree that SpringFour saves them time when working with a client, allowing them to deliver more personalized care.

Improve Financial Health

100% of users agree using SpringFour helps customers respond better to financial challenges. When you help people through tough times, the benefits come right back to you. Consumers are empowered to regain control over their finances and catch up on missed payments, leading to an over 5x return on investment.

Demonstrate Empathy

100% of teams say SpringFour’s corporate financial wellness software helps their organization build trust with customers. Build your reputation and boost retention rates by helping consumers through tough times. Their loyalty makes all the difference in today’s hyper-competitive financial marketplace.

Support ESG Initiatives

Demonstrate your commitment to reaching ESG targets. SpringFour’s financial wellness software analytics and reporting capabilities track your results over the long term and help you understand where your customers’ needs lie. Deliver measurable and reportable social impact metrics to get the credit you deserve.

TESTIMONIAL

“SpringFour has been a great partner to Capital One, giving us the flexibility to explore different ways of integrating their resources into our experiences. The SpringFour team is thoughtful, responsive, timely, friendly and positive.”

Bill Iverson, Director of Mainstreet Financial Health Team at Capital One

How it works

TESTIMONIAL

“As part of our reimagining of the eBus, Fifth Third is collaborating with SpringFour, a women-led, social impact fintech, to offer their S4connect platform of social services on board the bus. This enables Fifth Third to continue offering best-in-class financial education to bus guests and also expands services into other areas of need.”

Fifth Third Bank, 2023 Sustainability Report

Make an impact everywhere

Connect to local, state, and federal resources in over 25 categories across 50 states.

Child Care

Connect consumers with affordable child care and subsidy programs

Disaster Relief

Provide relief referrals and recovery resources to victims of major disasters

Down Payment Assistance

Support prospective home buyers through grants and loans

Employment Services

Access resume writing, interview coaching, and re-training programs

Financial Counseling

Educate consumers and deliver counseling for their individual circumstance

Food Savings

Access to food banks, government benefits, and other local programs

Health Insurance

Help consumers apply and enroll in affordable coverage programs

Healthcare Savings

Facilitate access to optical, dental, and primary care for the underinsured

Heating & Utility Costs

Provide financial assistance for gas, oil, electric, water, and other utilities

Home Repair

Support maintenance and repair work through local grant and loan programs

Housing Counseling

Advise consumers on renting, home-buying, reverse mortgages, and more

Income Tax Assistance

Help consumers prepare and file taxes at a low cost

Legal Services

Affordable advice in civil cases including family law, public benefits, and healthcare

Mental Health Services

Reduced-cost access to outpatient therapy and counselling

Military Resources

Support for active-duty service members, veterans, and their families

Mortgage Relief

Provide emergency support and foreclosure prevention programs

Prescription Savings

Lower the cost of prescription medications

Property Tax Issues

Review property tax bills to assist with reassessments or exemptions

Rental Resources

Assist with rental payments, find affordable housing, and avoid eviction

Senior Citizen Services

Access to day programs, transportation, in-home care, and local providers

Small Business Support

Support through grants and other financial assistance as well as operational advice

Student Loan Counseling

Provide options and strategies to repay student loans

Transportation Savings

Public transportation subsidies, rideshare resources, vehicle sharing programs, and low-cost vehicle purchase programs

Workers Comp/Disability

Apply for benefits, appeal denials, and access local support programs

Tech with a Human Touch

 

Make a meaningful impact

Deliver a win-win-win solution for you, your employees, and your customers by integrating SpringFour with Debt Manager.