Zelas AI

Advanced AI for collections and recovery

Instant intelligence at your service.

What is Zelas AI?

AI powered support for every conversation

This powerful AI infrastructure combines large language model technology, contextual knowledge bases, and specialized functions for collections teams.

Core value proposition

AI optimized debt collection

Challenge

Disconnected tools and inconsistent performance

Collection teams often struggle to find answers in hard to navigate documentation, leading to delays and inconsistent information. This slows down customer service, increases the risk of errors, and negatively influences the customer journey.

Solution

Integrated, intelligent, secure AI

Combining large language models, contextual knowledge bases, and agentic tools, Zelas AI empowers collections with real time insights, personalized scripts, policy support, and secure processing.

Outcome

Smarter operations, better experiences

Zelas AI improves efficiency, reduces training time, and delivers more empathetic, consistent customer experiences. With enterprise grade security and a future ready architecture, Zelas AI provides collections teams with the information they need fast.

Explore how we help our customers

Use cases

Case

An account representative opens a customer account and asks Zelas AI for a summary.

Response

Provides a concise summary including balance, last contact date, insurance information, risk classification, and overall account status.

Impact

Even new agents can immediately understand the customer’s situation without navigating multiple screens or systems.

Benefits

  • Faster onboarding: New representatives get up to speed quickly with instant account insights.
  • Reduced handling time: No need to search across systems, everything is in one place.
  • More informed conversations: Representatives speak with confidence and clarity from the start.

Discover key features

Advanced AI for collections and recovery

  • Account summarization

    A lack of immediate visibility into key customer details leads to longer call times, inconsistent service, and a steep learning curve for new team members.

    Solution

    Enables even new agents to operate like experienced professionals with immediate context

  • Dynamic call scripting

    Static, one-size-fits-all call scripts lead to disengaged conversations, lower effectiveness, and increased compliance risk, especially when representatives have to adapt on the fly.

    Solution

    Easily personalizes call scripts based on case information

  • Instant policy analysis

    Representatives often struggle to find clear answers to policy questions, especially under pressure, slowing resolution times, increasing errors, and creating training overhead.

    Solution

    Reduces training time and ensures consistent application of policies across your organization

  • Advanced communication capabilities

    Representatives may miss emotional cues or react inappropriately during sensitive conversations, risking reputational damage and conversational friction.

    Solution

    Enhances agent empathy and responsiveness to sensitive situations

  • Fast learning curve

    New or less experienced representatives often hesitate or make errors when choosing next steps, leading to inconsistent decisions and slower resolutions.

    Solution

    Transforms how new representatives work, performing like experienced professionals from day one

Testimonials

Proven results

Zelas AI instantly finds the information the team needs, letting them resolve cases in minutes, not hours.

VP, Strategy, Analytics and Data GovernanceTop 10 UK Bank

The team doesn't have to dig through piles of documents anymore. Everything is at their fingertips

Head of Consumer StrategyTop 3 US Retailer

Zelas AI speed and accuracy changed the way I work as a debt collection agent.

VP, Implementation and Success, Midwestern USRegional Bank

I trust it to surface the most relevant details, so I can focus on helping customers faster.

Head of CollectionsTop 5 Bank

Cuts my research time to almost zero, which makes every call more productive.

Head of Recovery, Central EuropeTop 3 European Bank

I handle more cases each day and deliver better results for my team.

VP of RecoveryMidwestern Bank

Zelas AI document scanning is thorough, I don’t worry about missing important information.

VP, Strategy, Analytics and Data GovernanceTop 10 UK Bank

Since Zelas AI, my job feels less stressful. I'm able to help more people resolve their debts.

VP, Strategy, Analytics and Data GovernanceTop 10 UK Bank

Zelas AI is like having a super power quick, reliable, and always on point.

Fraud, Strategy and Prevention Director, USMajor Northeastern Bank
Our solutions

Find the perfect solution for your needs

FitLogic

Better decisioning everywhere

Transform complex data into smarter decisions across the credit lifecycle with a powerful, business-friendly decision engine.

Debt Manager

All-in-one collections solution

Streamline your collections process with an industry-leading solution that automates workflows and maximizes productivity and improves collections.

Add-on

Cara AI

For Debt Manager

24/7 self-service collections

Empower customers to manage accounts anytime using our AI chatbot.

AI powered operational excellence

Why choose Zelas AI?

Zelas AI transforms how collections and recovery teams operate by providing AI capabilities that are:

  • Integrated: Works natively within your existing systems rather than as a bolt on solution
  • Secure: Keeps all data and processing within your secure environment
  • Practical: Delivers immediate value through everyday use cases
  • Comprehensive: Covers the full spectrum of collection activities.
  • Future Ready: Designed to evolve with emerging AI capabilities

By implementing Zelas AI, your organization can create more efficient, effective, and empathetic collection processes that benefit both your business outcomes and customer relationships.

  • 62
    countries with active clients
  • $8 trillion+
    managed worldwide
  • 20
    industries supported, more than any other provider